Motor Insurance Summary: 

Motor insurance, provides financial protection for vehicle owners against potential losses resulting from accidents, theft and other accidental damage. This type of insurance typically covers both physical damage to the insured vehicle and liability for bodily injury or property damage caused to others.

On the Ghanaian market, a range of motor insurance coverage options is available to accommodate diverse needs and circumstances. These include, but are not limited to, the following

Third-Party Motor Insurance:

This basic form of motor insurance provides coverage solely for third-party liability, encompassing bodily injury or property damage caused by the insured vehicle. Notably, it does not extend to cover any damage sustained by the insured vehicle itself. It’s important to note that under Ghanaian law, every vehicle owner is required to maintain a third-party insurance policy for their vehicles. 

Third-Party, Fire, and Theft Motor Insurance:

In addition to third-party liability coverage, Third Party Fire & Theft  insurance also provides protection against damage to the insured vehicle caused by fire or theft.

Comprehensive Insurance:

Comprehensive insurance offers the highest level of coverage for both third-party liability and damage to the insured vehicle. It covers a wide range of risks, including collisions, theft, fire, and natural disasters.

Private health insurance offers individuals and families the option to access healthcare services beyond what is covered by the National Health Insurance Scheme. With private health insurance, policyholders can choose their preferred doctors, hospitals, and specialists, often leading to shorter wait times for appointments and procedures.

These policies typically cover a wide range of medical services, including hospitalization, surgery, outpatient care, specialist consultations, diagnostic tests, and prescription medications. Additionally, private health insurance often includes coverage for elective procedures, alternative therapies, and wellness services.

Private health insurance plans vary in terms of coverage levels and premiums, allowing individuals to select the plan that best fits their needs and budget. Some policies may also offer additional benefits such as dental, vision, mental health, and maternity care coverage.

Overall, private health insurance provides policyholders with greater control over their healthcare options and can offer peace of mind by providing financial protection against unexpected medical expenses.

connections and delayed luggage to more serious occurrences such as injuries or significant illnesses.